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Home Insurance

Protecting Homeowners in Meadville & Conneaut Lake PA

Owning and maintaining a home is often a lot of work but this work is done joyfully in at least some cases since a home is something in which people take pride and that they treasure.  Owning and maintaining a home is accompanied by many risks however, and these risks can result in damages that lead to significant financial losses.  A sound home insurance policy protects against risks and prevents losses, and at the Richard Pitts Agency we offer this insurance.  We have a comprehensive and adaptable home insurance program that provides diverse and extensive coverages and we tailor this program to the needs of individual clients.  This way, clients stay covered for the right prices.  

 

Coverages tailored to your Needs 

Home insurance coverages are often broad and general.  These coverages are often the ones selected by homeowners for insurance plans, and as a result homeowners sometimes receive less protection than they need.  To avoid being unprotected, homeowners can select specific, less-known coverages; these coverages will fill gaps and ensure total protection.  Examples of these coverages are high-value item coverage, water damage coverage, and extended liability coverage.  These and other coverages are included in every homeowners insurance policy we write, as long as including them is appropriate.  This way, clients stay protected.

As an independent agency we source our coverages from different top-rated insurance companies, and these companies provide us with diverse and extensive coverages.  We’re proud of what our carrier partnerships provide as our coverages allow clients to customize their plans as a result.  Customization is an integral part of adding value to a plan.  

Our coverage options include:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance
  • Extra Coverage for Valuables
  • Inflation Protection
  • Additional Living Expense
  • Medical Payments
  • Water Backup
  • Indentity Theft Restoration
  • Electronic Data Recovery
  • Personal Umbrella
  • Other Structures
  • Replacement Cost Value

Many factors influence coverage decisions; home age and condition, geographic location, and financial histories among them.  These and other factors also influence limits, and deductibles, which are elemental parts of insurance policies.  We account for all factors that influence any part of your policy and ensure that each coverage option you select is the right one.  Once coverages are selected, we help you assemble an optimal plan.  This plan represents the best possible investment in insurance that you can make.    

 

Working with the Richard Pitts Agency

We’ve insured homeowners and homes in Northwest Pennsylvania for decades and we know the demands of homeowners in this area.  We also know local markets, and as a result we deliver the best solutions in better, quicker, and more efficient fashions than captive agents and competing independent agents.  Our efficiency and effectiveness distinguish us from other insurers, but these things are not all that make us unique.  We help clients avoid reasons to use their insurance and if and when using the insurance becomes necessary, we help clients use it in the best ways possible.  We call this managing risk and claims.

To manage risk we help clients identify and implement best practices, which reduce exposures and decrease the likelihood that exposures translate into damages.  To manage claims we advocate for clients and help clients achieve resolutions that are suitable.  These and other efforts to maximize the value of clients’ insurance policies are reflections of our ongoing commitment to delivering the best insurance experiences that we can deliver.

If you would like to learn more or speak with an agent, please contact us or give us a call.  You can also request a quote if you’d like to find out some of the details of a policy.    

The Richard Pitts Agency is proud to provide home insurance in Meadville, Conneaut Lake, Cochranton, Erie, Edinboro, and Seagertown, PA.  We also serve other areas in the state and we serve other states as well.  

Our Home Insurance Coverage Options Include:

Our Locations

Main Office

800 North Main Street
Meadville, PA 16335
Main office: 814-337-8222

Lake Erie Insurance

3353 W 26th Street
Erie, PA 16506
Main office: 814-838-7555

Our Providers